General terms
General Terms
for access to on-line information services,
provided through Internet by BIC Capital Market Ltd.

Chapter ONE
Terms of use

Article 1.

(1) The following General Terms settle the users access to on-line information services provided through Internet by BIC Capital Market Ltd.
(2) Bulgarian Enterprises Information System BEIS ( beis.bia-bg.com) is an online information service (the 'Service') of BIC Capital Market Ltd. By using the Service, the user ('User' or 'you') agrees to abide by these Terms and Conditions and any changes made thereto.
(3) By using beis.bia-bg.com you agree to be legally bound by these terms, which shall take effect immediately on your first use of beis.bia-bg.com. If you do not agree to be legally bound by all the following terms please do not access and/or use beis.bia-bg.com.
(4) BIC Capital Market Ltd. may change these terms at any time by posting changes online. Please review these terms regularly to ensure you are aware of any changes made by the BIC Capital Market Ltd.
(5) Your continued use of beis.bia-bg.com after changes are posted means you agree to be legally bound by these terms as updated and/or amended.


Chapter TWO
Copyright and Limitation on Use

Article 2.
(1) Access to the Service is for the User ONLY and may not be shared.
(2) The User is responsible for the confidentiality and use of the User's username and password.

Article 3.
(1) The information available through the Service is the property of BIC Capital Market Ltd. and is protected by copyright and other intellectual property laws.
(2) By using the Service, you agree to indicate BIC Capital Market Ltd. as a source when reproducing, distributing, publishing or creating derivative works based on the Service.

Article 4.
(1) BIC Capital Market Ltd. reserves the right to monitor the User's use of the Service to ensure the User's compliance with these Terms of Use.
(2) If it is determined that the User is not in compliance with the Terms of Use, BIC Capital Market Ltd. reserves the right to take such action as it deems necessary, including, but not limited to, suspension or termination of the User's account.

Article 5.
BIC CAPITAL MARKET LTD. DOES NOT GIVE INVESTMENT ADVICE, ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT, GUARANTEE THE QUALITY OF GOODS AND SERVICES PROVIDED BY THE COMPANIES COVERED, OR OTHERWISE COMMENT UPON THE COMPANIES AND PRODUCTS MENTIONED IN THE SERVICE.

Article 6.
(1) BIC Capital Market Ltd. is not responsible for the way and frequency User uses the Service.
(2) BIC Capital Market Ltd. could launch any measures for limiting the Users access to the Service after being informed about incorrect use of username and/or password.


Chapter THREE
Section I
Disclaimer of Warranties and Liability

Article 7.
(1) BIC Capital Market Ltd. will make efforts to avoid providing inaccurate, incomplete, or out of time information to the Clients.
(2) Due to the number of sources from which information on the Service is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions, or inaccuracies in such information and the Service, and BIC Capital Market Ltd. shall have no liability for any such delays, omissions, or inaccuracies.
(3) In no event will BIC Capital Market Ltd., its affiliates, agents, or licensors be liable to the user or any other party for any decision made or action taken by the user in reliance on the information provided by the Service.
(4) BIC Capital Market Ltd. is not responsible for the contents or quality of the information accessed by the Client through links listed in this site.
(5) BIC Capital Market Ltd. is not liable for any damages caused by incorrect and/or incomplete filling the registration and application forms.

Article 8.
The user agrees that the liability of BIC Capital Market Ltd., if any, arising out of any kind of legal claim (whether in contract, tort, or otherwise), in any way connected with the service or the information in the service, shall not exceed the amount the user paid to BIC Capital Market Ltd. for use of the service.

Section I
Privacy Policy

Article 9.
BIC Capital Market Ltd.is committed to protecting your privacy.

Section I
Trademarks and/or Service Marks

Article 10.
This online information service, including the design, is protected by Bulgarian copyright laws and is the property of BIC Capital Market Ltd. All rights are reserved.

Last update: 29 June 2006